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Contact Information

Law Office of
Jeffrey B.Peltz, P.C.
26 Court Street, Ste. 503
Brooklyn, New York 11242
Telephone: (718) 625-0800

Bankruptcy

   Since you are reading this section on bankruptcy, you are most likely having difficulties with debt and probably feel a bit overwhelmed. Do not despair. Take a deep breath and try to relax. You are about to take the first step toward taking control and solving your financial problems.

 

   If you are in debt, you are not alone. Well more than a million people file for bankruptcy in the U.S. each year. Bankruptcy is very powerful. It immediately stops all collection and legal actions against you. Bankruptcy can provide you with the opportunity to rebuild your credit and save for a home, your children’s education and your retirement.

 

   Although most people have heard about Chapter 11 bankruptcy, the vast majority use two other different types of bankruptcy: The most common is Chapter 7. If you qualify for Chapter 7 bankruptcy, you will be able to eliminate many common types of debts, such as credit cards, personal loans and medical bills. If you do not qualify for Chapter 7 bankruptcy, you may still be able to qualify for the next most common type of bankruptcy - Chapter 13. In a Chapter 13 bankruptcy, you will be allowed 3 to 5 years to repay your debts - interest free.

 

   There is much misinformation about bankruptcy. Your creditors would prefer that you not know your rights. Sometimes well-meaning friends and family will advise you about filing for bankruptcy, but they rarely have accurate and complete information. It is important that you get the facts from an experienced bankruptcy attorney. Since 1986, we have helped more than 5,000 people get a fresh financial start by filing for bankruptcy under Chapter 7 or Chapter 13.

 

   We offer a free consultation, during which, based upon your situation, we will discuss with you all of your options, including bankruptcy. If you decide to retain our law office to represent you in bankruptcy, we will handle all of the calls from your creditors. We will also give you instructions and guidance regarding the information that we will need so that we may prepare your bankruptcy petition. Unlike other law firms, we will not send you to court with an independent contractor lawyer, who is not a member of our firm. We will tell you what to expect at the hearing and will be at your side at all times.

 

   After you receive your bankruptcy discharge, at no additional fee, we will prevent any creditor listed in your bankruptcy petition from pursuing you with regard to the discharged claim. In fact, any time you have a legal question or simply want advice, you will be welcomed back for a free consultation. Our thousands of clients are members of our extended family.

 

   We help people with bankruptcy in the following New York counties: Kings (Brooklyn), New York (Manhattan), Staten Island (Richmond), Queens, Bronx, Nassau, Suffolk, Westchester, Rockland, Putnam, Dutchess, Orange, Sullivan, Albany, Clinton, Columbia, Essex, Franklin, Fulton, Greene, Jefferson, Montgomery, Rensselaer, St. Lawrence, Saratoga, Schenectady, Schoharie, Ulster, Warren, and Washington. In addition, we cover all of New Jersey.

     

 

   We also speak Spanish, Hindi, Bengali and Urdu. We look forward to your call.